I have questions about what is covered, how to access benefits, enrollment concerns, or replacement ID cards.
I have questions about a specific claim or claims payment.
HealthSmart (formerly Klais & Company, Inc.)
1867 West Market Street
Akron, OH 44313-6977
How can I find a Preferred Provider?
PHCS Website: www.gallagherkoster.com/Elmhurst and click on ‘Find a Doctor’
How can I find a Participating Pharmacy?
Express Scripts (formerly Medco)
Website: www.gallagherkoster.com/Elmhurst and click on ‘Pharmacy Program’
How do I learn more about Gallagher Koster Complements?
EyeMed Discount Vision Plan
Basix Dental Savings and CampusFit
How do I learn more about Worldwide Assistance Services?
Toll free (US and Canada): 1-800-243-6124
Direct Dial or call collect (outside the US and Canada): 1-202-659-7803